Effective Date: May 7, 2026

Welcome to GhiNhanh.

This Privacy Agreement explains how GhiNhanh collects, uses, stores, and protects information when users access or use the application and related services. By using GhiNhanh, you agree to the collection and use of information in accordance with this Agreement.

1. Information Collection

To provide and improve our services, GhiNhanh may collect limited information including:

● Expense and income records created by users

● Device and application information

● User preferences and settings

● Optional location information

● Customer support communication data

The information collected is limited to what is necessary for app functionality and service optimization.

2. Location Permission

GhiNhanh may request access to device location permission to help users record the location where a transaction or expense occurs.

Location access is optional:

● Users can freely choose whether to enable or deny this permission

● Users may disable location access at any time through device settings

● The application can still be used without enabling location permission

Location information is only used for transaction location recording and user experience enhancement. It is not used for advertising purposes.

3. Use of Information

Collected information may be used to:

● Provide expense tracking services

● Improve application performance and stability

● Maintain security and prevent misuse

● Respond to support requests

● Optimize product functionality and user experience

4. Data Protection

GhiNhanh applies reasonable security measures to help protect user information from unauthorized access, disclosure, alteration, or destruction.

Although we strive to protect information securely, no system can guarantee absolute security.

5. Information Sharing

We do not sell or rent user personal information.

Information may only be disclosed:

● When required by law or legal process

● To protect platform security and user rights

● To trusted service providers supporting app operations under confidentiality obligations

6. User Control

Users may:

● Manage or delete their records

● Disable permissions through device settings

● Stop using the application at any time

7. Updates to This Agreement

This Privacy Agreement may be updated periodically to reflect service improvements or regulatory changes.

Updated versions will be published within the application or related platforms.

8. Contact Information

If you have questions regarding this Privacy Agreement, please contact:

App Name: GhiNhanh

Email: ldale248@gmail.com